Message: WARNING: ACH_IS_SAVINGS_ACCOUNT has the value "X". ACH_IS_SAVINGS_ACCOUNT must be either '1' '0' or empty.
Explanation: A value other than 0, 1, or empty was passed in the field ACH Is Savings Account.
Suggested Resolution: Correct the value in the ACH is Savings Account to be 0, 1 or leave the field empty.